Ownership stays distinct
Shared planning does not erase individual assets or obligations.
No default household
Two lives can share a plan without becoming one spreadsheet.
Platform / 043 essential sections
Reviewed July 22, 2026
Reviewed July 22, 2026
Pareto models partners, children, dependents, caregivers, collaborators, and chosen family with distinct ownership, privacy, risk, and shared-goal boundaries.
Goals can be shared
Joint decisions reflect different timelines, tolerances, and needs.
Access can evolve
Roles and visibility change as the household itself changes.
01
Shared decisions, separate realities
Joint goals can account for different careers, accounts, benefits, tolerances, obligations, and timelines.
02
Permissioned collaboration
Invite the right person to the right decision without exposing everything. Roles and access can evolve as the household changes.
03
Continuity beyond one person
Portable records and fiduciary packets make the plan understandable to a spouse, advisor, CPA, attorney, or successor without forcing them to start over.
Make the plan yours