Estimates are not promises
Markets, laws, data, and life events can change outcomes.
Important financial disclosures
Models inform decisions. They do not remove uncertainty.
Legal / 044 essential sections
Reviewed July 22, 2026
Reviewed July 22, 2026
Pareto outputs are educational and illustrative unless a separate agreement explicitly states otherwise. Users should understand the limits before acting.
Roles remain distinct
Software use alone creates no professional relationship.
Material inputs need review
Third-party data and automated output can be incomplete.
01
No guarantee
Forecasts depend on inputs, assumptions, market behavior, laws, taxes, inflation, longevity, and events that cannot be known. Actual results can differ materially.
02
No professional relationship by default
Use of the software alone does not create an attorney-client, accountant-client, fiduciary, brokerage, or investment-advisory relationship.
03
Third-party information
Prices, balances, institution data, research, and external services may be delayed, incomplete, or unavailable. Verify material information with its authoritative source.
04
AI and automation
Automated systems can misunderstand context, produce incorrect analysis, or omit relevant risks. Review important outputs, evidence, and permission scopes before approval.
Make the plan yours